Budgeting for Real Life — A Spending Tracker Built for You
Most effective way to save money and manage personal finance. Track spending, manage subscriptions, split bills, and build better money habits with one simple budgeting app.
TRACK BUDGET
✦
SAVING CHALLENGES
✦
SET GOALS
✦
SAVE MONEY
✦
TRACK BUDGET ✦ SAVING CHALLENGES ✦ SET GOALS ✦ SAVE MONEY ✦
This is Daddy, your personal finance guy
Easy budgeting and personal finance
Daddy money is built for people that want to better understand and manage their money.
Stop worrying about your financial health and future. Take action.
Why no one taught us how to deal with money?
They didn’t teach us how to manage money because the system benefits from us not knowing. If we don’t understand debt, we’re easier to get into it. If we don’t budget, we spend more. If we feel ashamed about our finances, we stay quiet. Financial literacy was never part of the plan—and now we’re left to teach ourselves what we should’ve learned first.
44%
Of young people who are not investing, say “they don’t know where to start.
74%
of Gen Z do not feel confident in their financial knowledge,
21%
of Gen Zers find it difficult to make ends meet in a typical month
19%
said they would not be able to come up with $2,000 in an emergency.
WE ARE HERE TO CHANGE THAT
✦
WE ARE HERE TO CHANGE THAT ✦
Most Loved features
“Can I afford it” AI chat
Chat to “Daddy” AI assistant to understand if you can afford something. Our AI will analyse and give suggestions for your next purchase.
Bill Splitter
Split your bills with friends seamlessly, create groups and manage group expenses during travel or day to day activities with your partner.
Saving challenges
Enrol into money saving challenges and earn points which you can exchange into discounts with popular brands.
Simple tracker
Track where you spend money and set your money saving goals to be calm and sure about your future.
subscription tracker
Track and manage your subscriptions, understand where your money goes and make changes.
Spending health score
Track your spending health daily, weekly and monthly. Make sure you are not overspending. We will tell you when you do.
Your financial future is in your hands (literally)
Daddy money was built by people who wanted to understand their own money and start being more financially responsible. Therefore, our app is simple to use, safe and straight forward with no BS.
ABout Daddy money
Daddy Money is a smart, user-friendly financial app designed to help young adults and families take control of their money with confidence. Whether you’re budgeting for groceries, saving for a goal, or trying to understand your spending habits, Daddy Money offers a playful yet powerful approach to personal finance.
With features like real-time expense tracking, customizable budgets, financial insights, and educational tips, the app turns financial literacy into a daily habit — without the overwhelm.
Built for a generation that values clarity and control, Daddy Money makes it easier to manage your money, set goals, and build better financial habits — all from your phone.
FAQs
-
Daddy Money is a personal finance app that helps you figure out the difference between a “good” and “bad” dollar spent. It’s about improving your life with the same income by cutting out wasteful spending and focusing on what truly adds value to your life. Think of it as your funny, non-judgmental spending coach.
-
You manually track your expenses and set financial goals. The app helps you identify bad spending habits through challenges, visualize savings, and rewards you with points that you can redeem for discounts on things that actually improve your quality of life, like healthy food and fitness.
-
Manually entering your expenses makes you more aware of where your money goes—it’s like mindfulness, but for your wallet. Eventually, we’ll introduce open banking integration to automate this process. For now, it’s about getting up close and personal with your spending.
-
Challenges are simple, behavior-focused activities like “Don’t buy coffee from a coffee shop for a week.” You’ll earn points for completing them, track your progress, and see how much money you’ve potentially saved. It’s all about making small changes for big impact.
-
Points can be exchanged for discounts with our partners offering essentials like healthy food, fitness, and more. These are curated to help improve your overall quality of life—not just give you random perks.
-
It’s your personal financial buddy that helps you decide if a purchase is worth it. Ask it anything—whether you can afford a weekend getaway or the latest gadget—and it’ll analyze your finances and even suggest cheaper alternatives.
-
Absolutely. We take your privacy seriously. When we introduce banking integration, we’ll only partner with licensed providers that comply with top-notch security and privacy standards. Your manual entries stay private, too, we anonymize all of your data so you can sleep well at night.
-
You decide! Daddy Money doesn’t dictate what’s good or bad—it’s your life and your rules. We just give you tools to track, reflect, and make informed choices based on your priorities and goals.
-
Globally. But some features like open banking integration is focused on Europe and Latin America. If you’re outside these regions, don’t worry—you can still use the app for manual expense tracking and challenges. We are working restlessly to get these features globally, but certain countries don’t have simple solutions.
-
Depending on your location prices may vary, but we also have great deals. If there is a reason you cannot afford it, please write to us, we will figure something out to help. Without your contribution, we would not be able to create this app, therefore we hope you will appreciate it, understand and wont write bad reviews. The app is designed to help you save so much more than what it costs, so please be understanding. Thank you!